Welcome to My Blog

The Canadian Dream

The Canadian Dream

Happy Birthday #150 Canada! Under the heading: “Where Did The Time Go?”, I reflect with great fondness on my Canadian Experience on the 150th Anniversary of this great country. I was living in Montreal in 1967 the year of the Centennial – having just arrived from...

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 	 Reality check

  Reality check

Recently I was talking to a bank manager friend of mine ‘Jack’ about this current crazy housing market and it presents a picture that is at once dangerous and lacking anything that makes sense! Jack is seeing on an almost daily basis, clients who purchased properties...

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Re-financing may be an option

Re-financing may be an option

Although low interest rates and a vigorous housing market continue to be the norm, Canadians are still saddled with the burden of high debt loads. According to recent stats, the ratio of debt to disposable income rose to 167.3% by the end of 2016. This means that...

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Should Senior Canadians consider a Mortgage?

Should Senior Canadians consider a Mortgage?

Recently we discovered an article published by The Globe and Mail, ‘Seniors taking out mortgages – is it ever a good idea? By Diane Jermyn. The article follows a senior couple who are considering accessing funds locked up in their home equity by taking out a...

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The importance of Remembrance Day – “Lest We Forget”

The importance of Remembrance Day – “Lest We Forget”

The importance of Remembrance Day – “Lest We Forget” “In Flanders fields the poppies blow Between the crosses, row on row, That mark our place: and in the sky The larks still bravely singing fly Scarce heard amid the guns below.” The immortal words of Lieutenant...

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New Mortgage Rules

New Mortgage Rules

In response to concerns that some markets in Canada are ‘overheated’ and that Canadian debt levels continue to increase, Ottawa has announced new rules. These changes are meant to alleviate risk in Canada’s housing market but may have a significant impact on the...

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Memberships

Whitby Chamber of Commerce mortgage-professionals-canada Newcastle & District Chamber of Commerce