by Terry Lynch | Aug 3, 2016 | Articles
The loss of a loved one. Difficult times require sensitivity and understanding. Losing a loved one is the most traumatic and emotional time in anyone’s life. Life goes on, There will be strong emotions, intermittent fatigue, while still having to cope with daily... 
by Terry Lynch | Jul 27, 2016 | Articles
As a mortgage broker dealing regularly with clients having ‘Bruised’ or ‘Challenged’ credit (or any of the other euphemisms used to describe it!), I am constantly amazed at the lack of knowledge of some generations about this important financial measure. There is a... 
by Terry Lynch | Jun 9, 2016 | Articles
With the house-buying season now in full swing, some older parents are embracing the concept of ‘giving with warm hands’. During a recent Global Morning Show, a discussion centred upon parents helping children to acquire a home, in this difficult market. With prices... 
by Terry Lynch | May 23, 2016 | Articles
One of the main problems facing the small entrepreneur today is funding. The big banks dislike risk and usually insist on a minimum of 3 for 1 equity ratio to guarantee a loan. Meaning you need to have at least $3 in security for every $1 you borrow. Usually as an... 
by Terry Lynch | Apr 17, 2016 | Articles
What is one of the biggest problems facing realtors in this current market? In the GTA, including York and Durham regions the answer is simple – not enough product. In this hot market, properties are in great demand, bidding wars are the norm, so many hungry... 
by Terry Lynch | Apr 12, 2016 | Articles
Are you pre-approved or pre-qualified? One area where home buyers and also Real Estate Professionals run into problems is failing to make the proper distinction between being qualified for a mortgage and being approved for one.Don’t assume that the bank will...
