Welcome to My Blog

One of the main problems facing the small entrepreneur today is funding. The big banks dislike risk and usually insist on a minimum of 3 for 1 equity ratio to guarantee a loan. Meaning you need to have at least $3 in security for every $1 you borrow. Usually as an...

What is one of the biggest problems facing realtors in this current market? In the GTA, including York and Durham regions the answer is simple - not enough product. In this hot market, properties are in great demand, bidding wars are the norm, so many hungry realtors...

Are you pre-approved or pre-qualified? One area where home buyers and also Real Estate Professionals run into problems is failing to make the proper distinction between being qualified for a mortgage and being approved for one.Don't assume that the bank will provide...

I don't know if the allure of trying to sell one's own property without help from a professional has worn off somewhat, but it seems that, in my neighbourhood at least, the numbers of signs "for sale by owner" seem to have diminished considerably over the last few...

The 'Gurus' are back in town! It's that time of year again when the Real Estate Seminar “Gurus” return from their winter hibernation in warmer climes and come to Canada to preach the gospel of 'Getting rich quick in Real Estate'. The commercials have already...

Welcome to my new blog. I will be posting articles here related to mortgages and financial tips.